Munira Yousef
Loan Officer • NMLS #2155774
First-time buyers, VA/FHA, bank-statement & 1099, DSCR/investors, jumbo, construction-to-perm, and cash-out refi.
Mortgages Made Simple — Fast Approvals. Smart Rates. Expert Guidance.
From Conventional, FHA & VA to Non-QM, HELOC and DSCR — compare lenders and move forward with clarity.
Mortgage Calculator
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Why Work With Christopher
Personal, transparent guidance and a full suite of programs for GA & TN buyers and investors.
Fast Pre-Approvals
Streamlined digital process so you can shop confidently and close quicker.
Flexible Options
From FHA & VA to Bank-Statement, DSCR, and Asset-Depletion programs.
Local Expertise
GA & TN market knowledge, programs, and timelines.
Loan Programs
Most-requested options in Georgia & Tennessee.
FHA
Lower down payments and flexible credit guidelines.
Start FHA options →FHA 203K
Combine purchase and renovation costs into one loan.
Explore 203K →VA
Zero down payment and no PMI for eligible veterans.
See VA benefits →Conventional
Competitive fixed or adjustable rates for qualified buyers.
Check eligibility →HELOCs
Flexible line of credit using your home’s equity.
See HELOC options →DSCR
Qualify investment properties using rental cash flow.
Check DSCR options →Loan Programs – FAQ
Will checking my options affect my credit?
No — reviewing options through our form will not impact your credit score. A hard inquiry only happens if you choose to proceed with a full application.
How long does pre-approval take?
Most applicants receive a same-day decision once key documents are submitted.
What documents do I need?
Typically: government ID, recent pay stubs, W-2s or tax returns, and bank statements. Self-employed borrowers may need additional docs.
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★★★★★ 4.9/5 Rated by 300+ Homeowners | NMLS #1636013 | Equal Housing Lender
© 2025 BD Mortgage Group LLC. BD Mortgage Group is a licensed mortgage brokerage providing home loan solutions. Home lending products are offered through BD Mortgage Group LLC, NMLS ID #1636013 (https://nmlsconsumeraccess.org), a licensed mortgage brokerage operating in Florida (FL), Georgia (GA), California (CA), Texas (TX), Virginia (VA), Maryland (MD), Washington, D.C. (DC), New Jersey (NJ), and Pennsylvania (PA). BD Mortgage Group LLC is headquartered in St. Petersburg, Florida. Loan products and services are subject to state and federal regulations and may not be available in all states. BD Mortgage Group LLC is an Equal Housing Lender. Licensed by the N.J. Department of Banking and Insurance. BD Mortgage Group LLC partners with a network of real estate professionals to provide home financing solutions. We do not directly offer real estate, title insurance, or home inspection services. Our role is to facilitate mortgage solutions tailored to our clients' needs. Equal Housing Opportunity. linktr.ee/bdmortgagegroup. All rights reserved.