Your Mortgage, Simplified — Fast Approvals. Smart Rates. Expert Guidance.
From Conventional, FHA & VA to Non-QM, HELOC and DSCR — BD Mortgage Group delivers the right loan for homebuyers, homeowners and investors across FL, GA, CA, TX, VA, NJ, and PA.
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Trusted by homebuyers across FL, GA, CA, TX, VA, NJ, and PA
What Homebuyers Say
“Seamless pre-approval and great rate. We closed ahead of schedule.”
— A. Martinez (CA)
“They explained FHA vs Conventional clearly and saved us money.”
— J. Patel (FL)
“As a veteran, the VA process was handled with care and speed.”
— D. Harris (VA)
Loan Programs
Choose a category and explore options tailored to your goals.
We Serve Homebuyers Across the U.S.
Licensed in Florida, Georgia, California, Texas, Virginia, New Jersey, and Pennsylvania.
Home Loan Basics — What to Know
How underwriting works, what documents you’ll need, and how to choose the right mortgage.
How Approvals Work
- Profile review: credit, income, assets, and debt-to-income (DTI).
- Property factors: appraisal, occupancy, loan-to-value (LTV).
- Rate & terms: product fit (fixed vs ARM), points, lock options.
- Clear to close: verification, disclosures, and closing documents.
Compare Mortgage Types
| Product | Best For | Down Payment | PMI |
|---|---|---|---|
| FHA | First-time or flexible credit | As low as 3.5% | Yes (MIP) |
| Conventional | Strong credit/income | As low as 3% | If < 20% down |
| VA | Eligible veterans | 0% down | No PMI |
| USDA | Eligible rural properties | 0% down | Yes (annual fee) |
| Jumbo | High-value homes | 5–20%+ | Varies |
Contact Us
Have questions? We’re here to help—real humans, fast replies.
- 9800 4th St. N. Ste 200, Saint Petersburg, FL 33702
- Equal Housing Lender • NMLS #1636013
- Mon–Fri: 9:00 AM – 6:00 PM
- Sat: 10:00 AM – 2:00 PM • Sun: By appointment
ATTENTION: Homebuyers
Down Payment Assistance Programs: Achieve Homeownership with BD Mortgage Group
Unlock Your Dream Home with BD Mortgage Group's Down Payment Assistance Programs
Types of Down Payment Assistance Offered by BD Mortgage Group
BD Mortgage Group provides several types of down payment assistance.
Grants: Non-repayable funds to help cover your down payment.
Forgivable Loans: Loans that can be forgiven over time if certain conditions are met.
Deferred Payment Loans: Loans with payments postponed until you sell or refinance your home.Low-Interest Loans: Affordable loans with below-market interest rates. Each program has its own set of benefits and requirements, so it's crucial to discuss your options with a BD Mortgage Group representative to find the best fit for your situation.
Eligibility Requirements
While specific criteria may vary between programs, common eligibility requirements for BD Mortgage Group's down payment assistance include:
First-Time Homebuyer Status: Typically defined as not having owned a home in the past three years. We also provide assistance for non first time homebuyers as well make sure to ask the mortgage loan officer.
Income Limits: Meeting income limits based on your area's median income.
Homebuyer Education: Completing a homebuyer education course.
Primary Residence: Using the home as your primary residence.
Credit Score: Meeting minimum credit score requirements (often 580 or higher).
Personal Contribution: Contributing a minimum amount from your own funds.
Benefits of Using Down Payment Assistance
Lower Upfront Costs: Assistance programs can significantly reduce the amount you need to save for a down payment.
Faster Path to Homeownership: With less money needed upfront, you may be able to buy a home sooner.
Flexibility: BD Mortgage Group offers various programs to suit different needs and financial situations.
Expert Guidance: BD Mortgage Group's representatives can help you navigate the complexities of down payment assistance programs.
How to Apply for Down Payment Assistance with BD Mortgage Group
Research: Explore the various down payment assistance options offered by BD Mortgage Group.
Check Eligibility: Review the requirements for each program to determine if you qualify.
Education: Complete a homebuyer education course if required by the program.
Pre-Approval: Get pre-approved for a mortgage with BD Mortgage Group to understand your home-buying budget.
Application: Submit your application for down payment assistance along with any required documentation directly to BD Mortgage Group.
House Hunting: Once approved, start looking for your new home!
Why Choose BD Mortgage Group for Down Payment Assistance
BD Mortgage Group stands out as a lender offering a comprehensive range of down payment assistance programs. By applying with us, you can:
Access Multiple Assistance Options: Find various programs under one roof.
Receive Expert Guidance: Work with experienced professionals familiar with various programs.
Streamline the Process: Simplify your home-buying journey by working with a single lender for both your mortgage and down payment assistance.
Conclusion
Down payment assistance programs offered by BD Mortgage Group can be a game-changer for homebuyers struggling to save for a down payment. By exploring their various options, you may find that homeownership is more within reach than you thought. If you're ready to take the next step towards owning a home, contact BD Mortgage Group today. Their team can guide you through the available down payment assistance programs and help you start your journey to homeownership. With BD Mortgage Group's support, you could be moving into your first home sooner than you ever imagined.
Fill out our form below to check your Down Payment Assistance eligibility for free.
BD MORTGAGE GROUP LLC
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© 2025 BD Mortgage Group LLC. BD Mortgage Group is a licensed mortgage brokerage providing home loan solutions. Home lending products are offered through BD Mortgage Group LLC, NMLS ID #1636013 (https://nmlsconsumeraccess.org), a licensed mortgage brokerage operating in Florida (FL), Georgia (GA), California (CA), Texas (TX), Virginia (VA), Maryland (MD), Washington, D.C. (DC), New Jersey (NJ), and Pennsylvania (PA). BD Mortgage Group LLC is headquartered in St. Petersburg, Florida. Loan products and services are subject to state and federal regulations and may not be available in all states. BD Mortgage Group LLC is an Equal Housing Lender. Licensed by the N.J. Department of Banking and Insurance. BD Mortgage Group LLC partners with a network of real estate professionals to provide home financing solutions. We do not directly offer real estate, title insurance, or home inspection services. Our role is to facilitate mortgage solutions tailored to our clients' needs. Equal Housing Opportunity. linktr.ee/bdmortgagegroup. All rights reserved.