This California Consumer Privacy Act Notice applies solely to residents of California. In accordance with the

CCPA (California Civil Code § 1798.100 et seq.), California residents have specific rights regarding their personal information. This notice outlines the types of personal information we collect, how it is used, and your rights under the CCPA.

1. Information We Collect

We may collect the following categories of personal information:

Identifiers (e.g., name, email address, phone number)Commercial Information (e.g., records of products or services purchased)Internet or Other Electronic Network Activity (e.g., browsing history, interaction with our website)Geolocation Data (if you allow location tracking)Professional or Employment-Related Information (if provided during inquiries or consultations).

2. How We Use Your Information

We may use the personal information we collect for the following purposes:

To provide services and process transactionsTo communicate with you about your inquiries or accountTo improve our website and servicesFor marketing purposes (with your consent)To comply with legal obligations and protect against fraud.

3. Your Rights Under the CCPA

As a California resident, you have the following rights:

A. Right to Know

You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you in the past 12 months.

B. Right to Delete

You have the right to request that we delete personal information we have collected from you, subject to certain exceptions (e.g., information required to complete a transaction or comply with legal obligations).

C. Right to Opt-Out of Sale

We do not sell personal information. If we ever engage in activities that involve the sale of personal information, we will update this notice and provide a means for you to opt-out.

D. Non-Discrimination

We will not discriminate against you for exercising your CCPA rights. This means we will not deny you services, charge different prices, or provide a lower quality of service if you choose to exercise your rights under the CCPA.

4. How to Exercise Your Rights

To exercise your CCPA rights, you may contact us in the following ways:

Email: Support@bdmortgagegroup.com

Phone: 727-761-6111

Mail: Support@bdmortgagegroup.com

We will verify your request by asking you to provide information that matches our records. You may also authorize an agent to make a request on your behalf by providing written permission or proof of power of attorney.

5. Updates to This Notice

We may update this CCPA notice periodically to reflect changes in our practices or applicable laws. When we make updates, we will revise the “Last Updated” date at the bottom of this page.

Last Updated 1/2/2025