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VA Loans in Tampa

Proudly helping Tampa military families and veterans achieve homeownership with no down payment, no PMI, and flexible credit requirements

Check Your Tampa VA Loan Eligibility

Who Is Eligible For A VA Home Loan In Tampa?

VA home loans are designed to honor those who have served our country. Eligible applicants include active-duty service members, veterans, National Guard and Reserve members (with sufficient service), and some surviving spouses. If you meet VA service requirements, you may qualify for zero down payment and flexible credit guidelines — making VA Home Loans in Tampa a powerful benefit for our local heroes.

Active Duty Personnel

Members of the Reserves and National Guard

Veterans

Eligible Spouses

Previous and First Time Homebuyers

Who Is Eligible For A VA Home Loan In Tampa?

VA home loans are designed to honor those who have served our country. Eligible applicants include active-duty service members, veterans, National Guard and Reserve members (with sufficient service), and some surviving spouses. If you meet VA service requirements, you may qualify for zero down payment and flexible credit guidelines — making VA Home Loans in Tampa a powerful benefit for our local heroes.

Members of the Reserves and National Guard

Previous and First Time Homebuyers

Eligible Spouses

Veterans

Active Duty Personnel

What Can VA Home Loans Be Used For?

VA loans offer flexible options to help Tampa veterans and service members achieve homeownership. These loans can be used to purchase a primary residence, build a new home, make energy-efficient upgrades, or refinance an existing mortgage (through VA Streamline or Cash-Out refinancing). Whether you're buying your first home or lowering your interest rate, VA Home Loans in Tampa make the process more affordable and accessible.

Making Home Improvements

Buying a home or VA approved Condo

Building a Home

What Are The Benefits of A VA Home Loan?

VA home loans are designed to honor those who have served our country. Eligible applicants include active-duty service members, veterans, National Guard and Reserve members (with sufficient service), and some surviving spouses. If you meet VA service requirements, you may qualify for zero down payment and flexible credit guidelines — making VA Home Loans in Tampa a powerful benefit for our local heroes.

Veterans

Members of the Reserves and National Guard

Previous and First Time Homebuyers

Eligible Spouses

Active Duty Personnel

What Are The Benefits of A VA Home Loan?

VA home loans are designed to honor those who have served our country. Eligible applicants include active-duty service members, veterans, National Guard and Reserve members (with sufficient service), and some surviving spouses. If you meet VA service requirements, you may qualify for zero down payment and flexible credit guidelines — making VA Home Loans in Tampa a powerful benefit for our local heroes.

Previous and First Time Homebuyers

Active Duty Personnel

Eligible Spouses

Members of the Reserves and National Guard

Veterans

Secure & Convenient VA Loan Application

Begin your journey to homeownership with our encrypted online application tailored for Tampa veterans. Our platform ensures your personal information remains confidential, providing peace of mind as you apply for your VA home loan.

Easily start your application and come back later to finish at your convenience

Secure login allows you to track your application anytime

Your information stays protected with advanced encryption technology

Receive instant confirmation when your application is submitted

Start Your Secure Online Application Now

What You Will Need

Getting pre-approved for your VA Home Loan is simple when you’re prepared. Veterans and service members should gather key documents related to identity, military service, income, assets, and property details. Our local team is here to guide you every step of the way to ensure a smooth and stress-free approval process. When you’re ready, we make it easy to apply and start your path to homeownership in Tampa.

Proof of Military Service- Certificate of Eligibility (COE)DD-214 (for veterans)Statement of Service (for active duty members)

Property Information (once under contract)- Signed purchase agreementHomeowners insurance information

Personal Identification- Government-issued ID (Driver’s License or Military ID)Social Security Card

Income Verification- Recent pay stubs (last 30 days)Two years of W-2s or tax returnsProof of other income (if applicable — disability, retirement, etc.)

Credit Information- Authorization to pull credit reportExplanation of any derogatory credit items (if necessary)

Asset Information- Two months of bank statementsDocumentation of assets (401(k), IRA, etc.)

What You Will Need

Getting pre-approved for your VA Home Loan is simple when you’re prepared. Veterans and service members should gather key documents related to identity, military service, income, assets, and property details. Our local team is here to guide you every step of the way to ensure a smooth and stress-free approval process. When you’re ready, we make it easy to apply and start your path to homeownership in Tampa.

Personal Identification- Government-issued ID (Driver’s License or Military ID)Social Security Card

Proof of Military Service- Certificate of Eligibility (COE)DD-214 (for veterans)Statement of Service (for active duty members)

Asset Information- Two months of bank statementsDocumentation of assets (401(k), IRA, etc.)

Credit Information- Authorization to pull credit reportExplanation of any derogatory credit items (if necessary)

Income Verification- Recent pay stubs (last 30 days)Two years of W-2s or tax returnsProof of other income (if applicable — disability, retirement, etc.)